American Family Auto Insurance Company not only provides auto insurance but a wide range of other insurance products ranging from travelers insurance to homeowners insurance.
If you’re looking for a reliable auto insurance company, American Family has been in business for 80 years and is available in eighteen states; Arizona, Colorado, Iowa, Idaho, Illinois, Indiana, Kansas, Minnesota, Montana, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington and Wisconsin.
Use the facts below to determine if a policy with American Family Auto Insurance Company is the right insurer for you.
Types Of Auto Insurance Offered By American Family
- Liability – Liability insurance protects you for up to the amount of your policy if you are at fault for an auto accident. Each state has minimum requirements for liability insurance. A quick Internet search or an insurance agent can tell you what the minimum is for your state.
- Collision – Collision insurance pays for damage to your car regardless of who is at fault.
- Comprehensive – Pays for damages to your car not caused by an accident, such as hail, fire, theft, vandalism, or by an animal.
- Medical – Medical expense coverage is NOT available in Iowa, Kansas, Minnesota, North Dakota, Utah and Washington. The medical portion of your coverage covers medical bills for other passengers in your car regardless of who is at fault for an accident.
- Personal Injury Protection (PIP) – Personal Injury Protection is only available in Kansas, Minnesota, North Dakota, Oregon and Utah. PIP insurance pays reasonable and necessary medical expenses if you are injured in an auto accident. It will also pay for things such as loss of wages, child care expenses as well as funeral expenses.
- Uninsured/Underinsured Motorist – Uninsured and underinsured motorist insurance will pay for damages and injury if you are in an accident where the other motorist is not know (hit and run), if the other motorist does not have adequate insurance to cover your damages and medical expenses or if you are hit as a pedestrian.
American Family Insurance Company Discounts
American Family Insurance Company offers a number of discounts on your auto insurance depending on where you live that you may qualify for.
- More than one! If you carry both your auto and home insurance through American Family and live in Arizona, Colorado, Illinois, Indiana, Montana, Nebraska, Ohio, South Dakota or Wisconsin you can save up to 20% on your auto insurance. If you live in Indiana, Nevada or Utah you can save up to 10%.
- If you carry both your life insurance and auto insurance through American Family you can get a discount on your auto insurance.
- American Family offers a multi vehicle coverage discount.
- No accidents! If you have gone without an accident in three years you can get a discount on your auto insurance. This does not apply to those living in Idaho, Nevada or Utah.
- A good driver discount is available if no member of your family has filed a claim, including road side assistance, in five years.
- Great grades! Students with a “B” grade point average, or named to the honor roll/deans list qualify for a discounted coverage.
- Safety first! If you car is fitted with air bags you qualify for a discount on your auto insurance.
American Family Auto Insurance Company’s Teen Drivers Program
American Family Auto Insurance, in conjunction with DriveCam Inc, offers this program at no cost to its policy holders who have a teenage driver. This is a program that helps young drivers learn to overcome the challenges of learning to drive. This program offers the same solutions that are applied to commercial driving fleets.
A camera is installed in the vehicle that will record such things as swerving, hard breaking, and sudden acceleration and send the video back to the analysis center where it is examined. Coaching comments are added and each risky driving event is assigned a score. Parents and teens receive a weekly email update and are able to log on to a personal website to view the videos.
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